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Open enrollment and special enrollment

When you can join a marketplace plan, and the life events that let you join outside those dates.

In plain words

Most people can join or change a marketplace plan during open enrollment, a set window each year. Your state’s marketplace publishes the dates.

Outside that window, a special enrollment period can open after a life event, such as losing other coverage, moving, getting married or having a baby. There is a time limit after the event, so act soon.

Medicaid and CHIP have no enrollment window: you can apply at any time.

Updated 25 days ago from Get CoveredReviewed by the Atlas teamGeneral information, not advice for your situation

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